Banking

Choosing a bank for your business can be a lot like choosing a doctor: there are objective factors to consider, but it really comes down to the aspects of the relationship you value most.

When it comes to choosing a bank for your business, you’ll want to take your time and do your research. Consider what your needs are before you start conversations. What is a must-have versus a nice-to have? Don’t just think about the current state of your business – think six months, one year, five years down the road. After all, the decision of which bank to choose could affect the amount of time you spend dropping off checks or impact your ability to get a loan that will help your business grow.

Here are a few things to keep in mind:

Lending Authority of Your Banker – For small businesses that are just getting started, it may be best to go with a community bank. Community bankers often have more lending authority than their large national counterparts, and are often more willing to lend to local businesses.

Community banks typically offer more competitive rates for small business loans than bigger banks do, and they may be more flexible with their offerings if you have a good working relationship.

Small Business Administration (SBA) – Just starting your business? In the market for a business loan? Choose an experienced banker with a strong knowledge of the SBA and their programs through start-up guides, learning centers and lending programs.

Products and Services – As your small business grows, so does your need for products and services that support your success. Along with more basic services like checking accounts, credit cards and online banking, you may have a need for merchant services, payroll support, equipment leasing and more.

Starting, building and growing your business is a labor of love, so choose a bank that understands your business and industry. Turn to your peers who already have a banking relationship – a referral is a great indicator of satisfaction. Throughout your relationship, your banker will act as your trusted partner, confidant, advisor and experienced consultant, so it’s important that you’re comfortable with and confident in their ability to support you and your small business.

If you’d like to get more information about the best banks to work with, visit https://www.atlanticunionbank.com/business/checking/business-checking.

14 thoughts on “Banking

  1. I’m looking at the NHL Point leaders right now. Artemi is 10th/11th, not 9th. Am I missing something?

  2. Good for Artemi – happy for him and very happy he chose to sign with the Hawks. Before the season started I would have been happy with a 50 point season with better seasons coming. He has far and away exceeded my hopes not only from a points perspective which is obviously very good, but also his all around game. His defense and toughness makes him more than “just” a good offensive player.

    Pay the man his money – he’s earned it.

  3. Give Bread Man the props. Even though it doesn’t help salary cap who are the last rookies to be near/top 10 points or point per game player. Doesn’t happen very often and think hes to get better as hasn’t started the prime of his prime yrs yet. The 72-15-88 line is going to tear it up for years.

  4. Panarin deserves every dime. His play has been a huge plus for the Hawks, agree with ER wholeheartedly. Same with Rozsival. He bounced back after a brutal injury and has played better than I expected. Let’s get everybody healthy and make some noise in the playoffs.

  5. Maybe I’m stupidly sarcastic? The previous comment was for all of the trade Kane advocates from the previous two seasons…

  6. Sign the Bread Man, Ladd and Shaw. Get rid of Teavo and maybe even Hammertime along with Bickell of course. Also get rid of Desjardins. He’s a -7 FFS.

  7. Desjardins is -7 because he kills penalties and starts in the defensive end like 70% of the time. Yet his on-ice Corsi differential is 0. That’s actually amazing.

    Get rid of Hammer and TT? Trollolol.

    Anyway, here’s hoping Panarin doesn’t play tonight, and Kopitar and Tarasenko get two points each. I like bread man and all, but the cap space is huge. Especially if we can’t get rid of Bickell.

  8. Ya, let’s go into the playoffs NOT supporting your top players to reach bonus money and adding to the lead of the Art Ross trophy as the first American born to do so. Ya, let’s play it cheap and destroy their morale. Give your head a shake and get some air.

    By the way it took Kane and Panarin nine whole seconds to get on the board. I’m sure Blackhawk management is just pissed! Gimme a break.

  9. …..it’s fun to follow the individual awards during the regular season… and this season we have winners in Kane for total points and Panarin for top rookie..and yes Crawford for honourable mention for Vezina…but since trade deadline and the acquisitions of numerous players from below .500 teams this team does not have a winning instinct as in the previous years…on paper this team looks good…but so far has not proven anything…I will stick with my earlier prediction of an early exit in round one….sorry guys not seeing any light at the end of the tunnel…

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